Debt free graduation for me

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Seeing the end now.

Student Loans Are not an Option!


The bold, determined, hopeful and decisive obtain the results. You are not an exception. Therefore graduate debt free and here is how: How To Graduate Debt Free: Concepts and Fundamentals of Graduating With No debt.

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Debt Free Vision

In earlier blog posts, I talked about breaking down your cost to yearly and then monthly. Specifically, the recommendation was to say, if your four year expense was $80,000.00 then you divide by 4 years. The assumption is it takes 4 years to complete your education. Then you divide further by 12 months or by 4 quarters in a year.

     Debt free vision requires to write down your plan on a piece of paper or notebook. It then serves as a reminder the job in front of you. It gives you the mental discipline to stay focused. You learn to prioritize everything, from allocation of your financial resources, even to your time. You become consistent, efficient and effective. Vividly do I remember my days in college. I knew when I had to go to class, which is obvious, when to study in groups, when to study by myself and when to go to work. As far as how much I had to pay per month, I would have calculated everything and knew exactly how much is needed to pay after applying academic scholarship and all the cash assistance I could get. Planning consistently was key. Efficiency became the mantra following the planning. Of course the effectiveness of what Iwas doing was emminent in the results obtained. I graduated debt free. Yes, both undergraduate and graduate.

     The question is, can you graduate debt free? Yes, you, the reader or anybody you know. The answer is absolutely. But how? That is the main purpose of these blogs. How To Graduate Debt Free written by me (Tafadzwa Nhira) currently selling on major online retailers and here as well gives you a road map on how to do it. It is priced at $9.99. The goal is to give the ideas and prompt you into seeing the potential in front of you. You have to refuse the notion of taking school loans just like I did. I am glad I did not take them. My life would have been buried in student loans right now paying back some $300,000.00 in principal and interest. It is not easy but when you have the debt free vision written down it is a lot easier than you think.

     Student accounts people love people who have a plan. There are times when I just did not have enough to get in school some semesters. But when I explained to the students accounts counselors, I would get a pass then, pay as time went on. They saw a plan and they believed it. You need this plan. Write down, and stick to it. You will graduate debt free.

Stick to your debt free vision! stay tuned.


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